"IF NOT YOU, THEN WHO?

IF NOT NOW, THEN WHEN?"

JOHN E. LEWIS

Dealing with hard times: A Quick Guide to Your Emergency Fund

Marahil ay hindi na bago sa iyo ang mga balitang nakikita o napapanood mo tungkol sa kumakalat na Coronavirus o COVID-19. Sino nga ba ang...

25 Ways to Get Out of Debt

Matagal ka ng nagtatarabaho pero baon ka pa rin sa utang. Alam nating ang pagbabayad ng mga utang ay maaaring nakakalito at kadalasan...

How to Deal with Financial Stress

Pinapawisan ang mga palad mo, ilang gabi ka nang hindi makatulog ng maayos, at palagi kang balisa at kinakabahan. Parang katulad lang ng...

Christmas Is Gone and So Is My Money! What Do I Do Now?

Kamusta naman ang nakaraang Christmas celebration mo? Tapos na ang pagdiriwang at pati ang pera mo – ano na ang kasunod ngaun? Ang...

What Is Financial Planning?

Katulad ng lumang kasabihan: “Those who fail to plan, plan to fail.” At lahat naman tayo ay gustong magtagumpay. Kaya’t naniniwala kami...

When Is It Okay to Pause Your Debt Snowball?

Ikaw ay nasa Baby Step 2 “the debt snowball” at binibigay mong lahat ng iyong makakaya sa pag-atake sa mga utang. Habang lumiliit ang...

10 Reasons People Stay in Debt

Natatandaan mo pa ba ang mga sandaling nagdesisyon kang umahon sa mga utang? Nalulunod ka na ba sa mga bayarin ng nakaraang taon at pagod...

How Do I Achieve Financial Freedom?

Alam nating lahat ang pakiramdam, ang pangamba na nadarama mo kapag nakita mo ang bill sa isang biglaang pagpapa-ayos ng sasakyan. “Paano...

7 Characteristics of Debt-Free Living

Nakayanang makabayad ng Family #1 nang ₱700,000 na utang sa loob ng 2 taon sa sahod nilang ₱50,000 kada buwan. Samantalang si Family #2...

9 People You Need to Help You Get Out of Debt

Tulad ni Lone Ranger na kailangan si Tonto, kailangan ni Han Solo si Chewbacca, at ni Sherlock Holmes si Watson, kailangan mo ng mga tao...

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Dealing with hard times: A Quick Guide to Your Emergency Fund

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Herbert is a 3D Visual Artist and an Overseas Filipino Worker (OFW) based in the UAE.

I’m an advocate of the seven baby steps.

I’ve started this blog to raise awareness about financial literacy to a lot of Filipinos and help them get out of debt by using Dave's proven plan.

I believe in challenging the status quo.

We live in an era where being buried in debt is normal and living paycheck to paycheck every month is causing people to stay poor.

I believe in thinking differently. And the way to do this, the way to challenge the status quo is by making simple steps at a time, these baby steps aided me in achieving my goals for me and my family.

We’re just normal people who created and executed our plan.

If we can do it, why can’t you? Start building your future now...!