October 29, 2018

Hindi ba’t napakaganda sa pakiramdam na magkaroon ng buffer sa pagitan mo at mga hindi inaasahang bagay na ibinabato sa iyo ng buhay, isang pangsalo na makakatulong sa iyo na matulog ng mahimbing dahil gagawin nitong simpleng abala ang mga malalaking krisis sa buhay? Kahit masira ang AC mo sa gitna ng napaka-init na panahon, malamig pa rin ang pakiramdam mo. Bakit? Dahil nakaayos na ang iyong safety net sa mahusya na lugar!

At ang maliit na safety net na ito ay napaka importanteng parte ng 7 Baby Steps. Ito ang iyong fully funded emergency fund o ang iyong Baby Step 3.

What is an emergency fund?

Ang emergency fund ay perang nakatabi para sa mga hindi inaasahang bagay sa iyong buhay. Ang pinag-uusapan natin dito ay ang mga totoong emergenc...

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dave ramsey
vince rapisura

Herbert  is a 3D Visual Artist and an Overseas Filipino Worker (OFW) based in the UAE. 

I’m an advocate of the seven baby steps.

I’ve started this blog to raise awareness about financial literacy to a lot of Filipinos and help them get out of debt by using Dave's proven plan.

I believe in challenging the status quo.

We live in an era where being buried in debt is normal and living paycheck to paycheck every month is causing people to stay poor.

I believe in thinking differently. And the way to do this, the way to challenge the status quo is by making simple steps at a time, these baby steps aided me in achieving my goals for me and my family.

We’re just normal people who created and executed our plan.

If we can do it, why can’t you? Start building your future now...!

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"With Self-Discipline Most Anything is Possible"

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